DipGridBuy-the-Dip Calculator
Plan buys at steps below the price and see the cash the whole plan needs before you spend any of it.
Not sure where to start? How to use it
Where the plan starts. Usually close to the price now.
Each one waits a step lower than the last.
How far below the last buy the next one waits. 4 means 4% lower.
When the price climbs this far above your average, all the shares sell together.
Advanced
The first buy below. The ones after it grow from here.
1 keeps the gaps even. 1.3 makes each gap 30% wider than the one before.
1 keeps every buy the same size. 1.3 makes each one 30% bigger than the one before, rounded to whole shares.
Money needed if every buy happens
$1,264.65
The lowest buy waits at $38.69, 23% below the first. If the price falls that far, you hold 29 shares at a $43.61 average, and they all sell once the price climbs back to $44.92.
- Buys
- first + 4 below
- Shares
- 29
- Average
- $43.61
- Sells at
- $44.92
Buys (shares inside)Average after each buySells all 29 at $44.92
Step by step
| Buy | Price | Shares | This buy | Total shares | Total invested | Average | Sells at | Profit if it sells there |
|---|---|---|---|---|---|---|---|---|
| First buy | $50.00 | 4 | $200.00 | 4 | $200.00 | $50.00 | $51.50 | +$6.00 |
| Buy 2 | $48.00 | 4 | $192.00 | 8 | $392.00 | $49.00 | $50.47 | +$11.76 |
| Buy 3 | $45.50 | 5 | $227.50 | 13 | $619.50 | $47.65 | $49.09 | +$18.67 |
| Buy 4 | $42.42 | 7 | $296.94 | 20 | $916.44 | $45.82 | $47.20 | +$27.56 |
| Buy 5 | $38.69 | 9 | $348.21 | 29 | $1,264.65 | $43.61 | $44.92 | +$38.03 |
How to use it
- Type the price where the plan starts and the shares for the first buy.
- Pick how many buys wait below it, how far apart they sit, and how far above your average to sell.
- The big number is the cash the whole plan needs if every buy happens.
An example
Stock A is at $50, and the first buy is 4 shares. Four more buys wait below it. The first one is 4% lower and also 4 shares. After that, each gap is 1.3 times wider and each buy about 1.3 times bigger, rounded to whole shares. If the price falls far enough for all of them, you hold 29 shares that cost $1,264.65, an average of $43.61. The plan sells all 29 at $44.92, 3% above that average, while the stock is still about 10% below where the plan started.
Questions people ask
What is a buy-the-dip plan?
Buys you set up ahead of time: where each one waits, how many shares it gets, and what the whole plan costs if the price keeps falling.
Is this a DCA bot calculator?
Yes. Most bot apps call a bot that buys more as the price drops a DCA bot. This page uses the same steps, sizes and sale price as the DipGrid DCA bot, so the numbers match what the bot shows for the same settings.
Is this the same as dollar-cost averaging?
Not the classic kind. Classic dollar-cost averaging buys the same dollar amount on a schedule, whatever the price. This plan buys only when the price falls to each step.
What do “Gaps grow by” and “Buys grow by” do?
1 keeps things even. 1.3 makes each gap 30% wider, or each buy 30% bigger, than the one before. Wider gaps let the plan reach lower prices, and bigger buys pull your average down faster but need more cash.
What if the price doesn't fall that far?
Then the lower buys never happen, and the plan uses less money. Once the price climbs the percent you set above your average, the shares you have sell.
What if the price keeps falling past the last buy?
The plan stops buying, so it never spends more than the number at the top.