DipGrid

Tools

Break-Even Calculator

Find the price where you're back to even after fees, and how much a stock has to rise to recover a loss.

Not sure where to start? How to use it

Example numbers. Type your own.

All the fees for these shares, added up. Leave it empty if you paid none.

What your broker charges to sell. Leave it empty if none.

Break-even price

$45.10

Sell above $45.10 and you come out ahead after fees. That's 10 cents over your average.

For 5% profit, sell at

$47.36

That's $45.20 profit after both fees.

Paid for shares
$900.00
Fees to buy
$1.00
Fee to sell
$1.00
Break-even
$45.10

How much a stock has to rise to get back

Example number. Type your own.

To get back, it needs to rise

+42.9%

A $100 stock that falls 30% is at $70. Getting back to $100 means rising $30 from $70, and that's 42.9%.

FallsNeeds to risePicture
−10%+11.1%
−20%+25%
−30%+42.9%
−40%+66.7%
−50%+100%
−60%+150%
−75%+300%

Trading the bounces on the way down can bring your real break-even lower before the price gets all the way back. See how a grid bot does it.

How to use it

  1. Type your average price and shares, or list each buy under My buys.
  2. Add your fees, and the profit you want if you'd like a price to sell at.
  3. Further down, type how far a stock is down to see the rise it needs to get back.

An example

You hold 20 shares of Stock A at a $45 average and paid $1 in fees to buy them. Selling costs another $1, so your break-even is $45.10. For a 5% profit, you'd sell at $47.36.

And if a $100 stock falls 30% to $70, it has to rise 42.9% just to get back to $100.

Questions people ask

What is a break-even price for a stock?

The price where selling all your shares gives back exactly what you paid, fees included.

Why does a 50% loss need a 100% gain?

The climb back starts from a smaller number. Half of $100 is $50, and $50 has to double to get back to $100.

How much does a stock need to rise to recover?

Divide 1 by (1 minus the fall), then subtract 1. For a 30% fall: 1 ÷ 0.7 − 1 = 0.429, so it needs to rise 42.9%.

Do fees change my break-even?

Yes, a little. Fees add to what you paid and come out of what you get when you sell, so break-even sits a bit above your average.

How can bounces lower my break-even?

Sell a few shares on a bounce and buy them back lower, and you bank a small profit. Count those profits, and what your shares really cost you keeps going down. A grid bot does this at every step.

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